Enterprise Financing Scheme - Green (EFS-Green)
· Last verified 23 Oct 2026Risk-shared loans for green projects and green solution adopters: developmental capital, fixed assets, trade, project, M&A and venture debt loans.
- Support
- EnterpriseSG shares 70% of the risk. Loan limits and terms: developmental capital up to S$3m over 5 years; venture debt up to S$8m over 5 years; fixed assets up to 15 years; trade up to 1 year; project up to 20 years; M&A up to 5 years. Total exposure is capped at S$50m per borrower group across EFS and EFS-Green.
- Maximum funding
- S$50,000,000
- How to apply
- Participating Financial Institution (CIMB, DBS, HSBC, Maybank, OCBC, Standard Chartered, UOB)
- Apply before starting?
- No
Recent changes
Budget 2026 extended EFS-Green by 5 years, to 31 Mar 2031.
Who is eligible
- Registered and operating in Singapore
- At least 30% local shareholding
- Group annual turnover of S$500,000,000 or less (for SME support rates)
- Must meet the Qualifying Green Sectors/Activities criteria (clean energy, circular economy, green infrastructure, clean transportation) and the Qualifying Borrower Type criteria
- Green solution adopters are eligible from 1 Apr 2024
- The bank must approve, and EnterpriseSG must receive, the application by 31 Mar 2031
Quick eligibility check
- 1. Is your business registered with ACRA and operating in Singapore?
- 2. Do Singapore citizens and/or PRs own at least 30% of your business?
- 3. Is your group annual turnover S$500m or less?
- 4. Does the project reduce waste, resource use or greenhouse gas emissions, or are you adopting a green solution?
- 5. Will your bank approve the loan by 31 March 2031?
0 of 5 answered.
What it covers
- Green product/technology development
- Green equipment, factory, land
- Green trade inventory
- Green projects
- Green M&A
How to apply
- Check the Qualifying Green Activities list
- Approach a participating bank or financial institution
- The bank assesses and grants the loan
Processing time: Depends on the bank
Claims: Not applicable.
Documents you need
- Bank application form
- ACRA bizfile business profile
- Financial statements
- Description of the green project and its expected emissions, waste or resource reduction
- Quotations / contracts for green assets or projects
Frequently asked questions
What is the Enterprise Financing Scheme - Green?
Risk-shared loans for green projects and green solution adopters: developmental capital, fixed assets, trade, project, M&A and venture debt loans.
How much funding does EFS-Green give?
EnterpriseSG shares 70% of the risk. Loan limits and terms: developmental capital up to S$3m over 5 years; venture debt up to S$8m over 5 years; fixed assets up to 15 years; trade up to 1 year; project up to 20 years; M&A up to 5 years. Total exposure is capped at S$50m per borrower group across EFS and EFS-Green.
Who is eligible for EFS-Green?
Applicants must be registered and operating in Singapore, have at least 30% local shareholding, have group annual turnover of S$500,000,000 or less (for SME rates). Must meet the Qualifying Green Sectors/Activities criteria (clean energy, circular economy, green infrastructure, clean transportation) and the Qualifying Borrower Type criteria Green solution adopters are eligible from 1 Apr 2024 The bank must approve, and EnterpriseSG must receive, the application by 31 Mar 2031
How do I apply for EFS-Green?
Apply through Participating Financial Institution (CIMB, DBS, HSBC, Maybank, OCBC, Standard Chartered, UOB). Processing time: Depends on the bank.
What documents do I need for EFS-Green?
Bank application form; ACRA bizfile business profile; Financial statements; Description of the green project and its expected emissions, waste or resource reduction; Quotations / contracts for green assets or projects.
Sources
- Official page: https://www.enterprisesg.gov.sg/financial-support/enterprise-financing-scheme---green
- https://enterprisesg.gov.sg/budget-2026
Information last verified on 23 Oct 2026. Grant rules change often. Always confirm with Enterprise Singapore before you apply.
