
OpenLoan
Enterprise Singapore
Risk-shared venture debt for high-growth, innovative companies (often VC-backed). The loan may come with warrants or redeemable convertible preference shares (RCPS).
Support: Up to S$8m per borrower, with S$20m per borrower group for EFS-VD and S$50m across all EFS facilities. Repayable over up to 5 years. EnterpriseSG shares 50% of…
Loans & financingStartups

OpenTax incentive
IRAS
400% tax deductions (or a 20% non-taxable cash payout) on qualifying R&D, IP registration, IP acquisition/licensing, approved training and innovation projects with polytechnics/ITE, YA 2024 to YA 2028. AI adoption spending is added for YA 2027-2028.
Support: 400% deduction on first S$400,000 per activity for: R&D in Singapore, IP registration, IP acquisition/licensing (combined; revenue < S$500m), SWDA-supported…
Innovation & R&DBranding & IPTrainingDigitalisation & AI

OpenProgramme
Enterprise Singapore
Subsidised leadership and business transformation programme of about 7 months for founders, owners and successors of growing SMEs. NUS and SMU are the programme managers.
Support: Eligible SMEs may qualify for funding support of approximately 70% per participant (average course fee S$18,500 per participant).
TrainingProductivity

OpenGrant
Monetary Authority of Singapore
Co-funds Singapore-based financial institutions and fintechs to develop and deploy frontier-tech solutions in AI, distributed ledger or quantum technology.
Support: Up to 50% of qualifying expenses, capped at S$1 million, over up to 24 months.
Sector-specificInnovation & R&DDigitalisation & AI


OpenGrant
IMDA, IRAS
Cash grants and free solution packages to help GST-registered businesses adopt GST InvoiceNow (e-invoicing to IRAS) ahead of their mandate deadline.
Support: S$1,000 cash grant for GST-registered businesses with annual supplies <= S$4m (1 Jul 2026 - 31 Mar 2030); S$5,000 cash grant for those with supplies > S$4m…
Digitalisation & AI

OpenProgramme
IMDA
Free tool on the SMEs Go Digital platform that recommends pre-approved GenAI solutions (e.g. customer engagement chatbots, marketing content) based on the SME's business challenge.
Support: Free tool. Recommended GenAI solutions can be bought with PSG support (up to 50%).
Digitalisation & AI

OpenGrant
Building and Construction Authority
Outcome-based grant for owners of large private existing buildings that retrofit to Green Mark Platinum, Super Low Energy or Zero Energy standards.
Support: Platinum S$25/tCO2e (cap S$600,000); Super Low Energy S$35/tCO2e (cap S$900,000); Zero Energy S$45/tCO2e (cap S$1.2m); each capped at 50% of cost, whichever is…
Sector-specificSustainability

OpenProgramme
IPOS, IPOS International
Free 45-minute consultation with one of 50+ IP service providers on IP search and registration, strategy, commercialisation, financing and contracts.
Support: Free 45-minute session.
Branding & IP

OpenProgramme
IPOS
Free one-time 45-minute preliminary legal consultation on IP disputes such as cease-and-desist letters, copying, oppositions, invalidation or revocation.
Support: Free 45-minute session (IPOS pays for the initial consultation).
Branding & IP


OpenProgramme
IPOS, WIPO
Free four-month one-on-one mentorship with WIPO-selected IP experts to build an IP management strategy for enterprises expanding overseas; up to 20 enterprises a year.
Support: Free four-month mentorship.
Branding & IPOverseas expansion

OpenProgramme
IMDA
Free sector-specific step-by-step guides that show SMEs which digital solutions and training to adopt at each stage of growth, aligned to the Industry Transformation Maps.
Support: Free guidance. Recommended solutions are often pre-approved and can be funded by PSG.
Digitalisation & AISector-specific

OpenGrant
Singapore Tourism Board
Supports pilots of innovative consumer- or business-facing events, concepts and products (including pop-ups) with tourism potential and room to scale.
Support: Up to S$1 million per project; pilot events/concepts can be supported for up to 4 editions over a maximum of 4 years (Product Pilot Projects: single run).…
Sector-specificInnovation & R&D

OpenGrant
Enterprise Singapore
Trade associations and chambers (TACs) use LEAD funding to subsidise Singapore companies taking part in overseas trade fairs, Singapore Pavilions and business missions. Companies join through the TAC and do not apply to EnterpriseSG.
Support: Up to 70% of eligible expenses, reimbursed through the organising TAC.
Overseas expansion


OpenGrant
SG Enable, Ministry of Social and Family Development (MSF)
Funds equipment, workplace or process changes and consultancy so that employers can hire and keep employees with disabilities. Planned to be merged into a new Enabling Employment Grant in the first half of 2027.
Support: Up to 90% of job redesign costs (excluding GST), capped at $20,000 per employee with disability.
Hiring & wage supportSocial enterprise

OpenProgramme
IMDA
Helps enterprises define business problems and crowdsource custom digital solutions from over 21,000 start-ups, tech providers and research institutes through Innovation Calls held three times a year.
Support: IMDA and consultants help scope the problem statement at no charge; the Challenge Owner commits prize money for the winning solution. Discovery Engine gives…
Innovation & R&DDigitalisation & AI


OpenGrant
Ministry of Manpower (MOM), Singapore National Employers Federation (Programme Partner)
One-time grant for employers who commit to offering part-time re-employment, flexible work and structured career planning to senior workers aged 60 and above. Extended to 31 December 2027.
Support: $2,500 per resident senior worker aged 60 and above, capped at $125,000 per company (50 senior workers).
Hiring & wage support

OpenTax incentiveNo application needed
IRAS
All companies not claiming the start-up exemption get 75% exemption on the first S$10,000 and 50% on the next S$190,000 of normal chargeable income.
Support: Max exemption S$102,500 of chargeable income per YA (YA 2020 onwards).
Loans & financing


OpenWage creditNo application needed
Inland Revenue Authority of Singapore (IRAS), Ministry of Manpower (MOM)
Automatic government co-funding of wage increases that employers give to lower-wage Singapore Citizen and PR employees. Extended to 2028 at Budget 2026.
Support: Co-funding of qualifying wage increases, for the part of gross monthly wage up to $3,000: 40% for qualifying year 2025, 30% for 2026, 30% for 2027, 20% for…
Hiring & wage support

OpenGrant
Economic Development Board
Supports manufacturing facilities and data centres to carry out emissions-reduction projects with at least 250 tCO2e/year of verifiable abatement.
Support: Grant based on support rate per tonne of carbon abated, capped at 50% of qualifying costs.
Sector-specificSustainability

OpenGrant
Ministry of Sustainability and the Environment
Funds ground-up, community-involving environmental sustainability projects by individuals, groups and Singapore-registered organisations (incl. companies).
Support: Up to 80% of supportable costs. Sprout category cap S$30,000; Main category cap S$1 million.
SustainabilitySocial enterprise

OpenGrantNo application needed
IRAS
One-off automatic cash grant of S$500 per local employee (up to S$2,500) paid in November 2026 to help SMEs with business costs.
Support: S$500 per local qualifying employee (SC/PR), capped at S$2,500. Sole proprietorships/partnerships with no local employees: flat S$500 if owner's net trade…
Loans & financing


OpenWage creditNo application needed
Inland Revenue Authority of Singapore (IRAS), Ministry of Manpower (MOM)
Automatic wage offset for employers of Singapore Citizen workers aged 60 and above earning below $4,000 a month. Extended to end-2027 at Budget 2026.
Support: 2026-2027: up to 2% of wages (age 60-64), 4% (65-68), 7% (69 and above), for monthly wages up to $3,000; tapered for wages over $3,000 to under $4,000.
Hiring & wage support

Closing soonGrantNo application needed
Skills and Workforce Development Agency (SWDA, formerly SSG/WSG)
A one-off $10,000 credit for eligible employers that offsets up to 90% of out-of-pocket costs for supported enterprise and workforce transformation programmes and SWDA-funded courses. The current tranche expires on 30 November 2026 and is replaced by the redesigned SFEC (Enhanced) from 1 December 2026.
Support: Up to 90% of out-of-pocket costs (after other government subsidies) for supported programmes. $10,000 per enterprise. No sub-cap for workforce transformation;…
TrainingProductivityHiring & wage support



OpenGrant
Skills and Workforce Development Agency (SWDA), Singapore Business Federation (Anchor Programme Partner), Singapore National Employers Federation (Anchor Programme Partner)
Funds workforce transformation and job redesign projects done with pre-approved consultants: workforce consultancy, capability building for HR and line managers, and workforce HR tech tools. Launched March 2026 and replaces PSG-JR.
Support: 70% for SMEs, 50% for non-SMEs, capped at $150,000 per enterprise. Component caps: Workforce Consultancy up to $50,000; Capability Building Initiatives up to…
Hiring & wage supportProductivityTraining